body {
     margin:0;
     background-position:top left;
    }
.body {
     color: #404040;
     font-size: 13px;
     font-family: Verdana, Arial;
     background-color: transparent;
     text-decoration: none;
     }
.body a:link {
     color: #5F7FC1;
     font-size: 13px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.body a:visited {
     color: #7D7692;
     font-size: 13px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.body a:hover {
     color: #345678;
     font-size: 13px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.body a:active {
     color: #404040;
     font-size: 13px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.bodybg {
     color: #404040;
     font-size: 15px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.bodybg a:link {
     color: #5F7FC1;
     font-size: 15px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.bodybg a:visited {
     color: #7D7692;
     font-size: 15px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.bodybg a:hover {
     color: #345678;
     font-size: 15px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.bodybg a:active {
     color: #404040;
     font-size: 15px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smbody {
     color: #404040;
     font-size: 11px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smbody a:link {
     color: #008080;
     font-size: 11px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smbody a:visited {
     color: #990000;
     font-size: 11px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smbody a:hover {
     color: #5F7FC1;
     font-size: 11px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smbody a:active {
     color: #404040;
     font-size: 11px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.nav {
     color: #000000;
     font-size: 11px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.nav a:link {
     color: #5F7FC1;
     font-size: 11px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.nav a:visited {
     color: #888999;
     font-size: 11px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.nav a:hover {
     color: #345678;
     font-size: 11px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.nav a:active {
     color: #404040;
     font-size: 11px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smnav {
     color: #fffcf0;
     font-size: 11px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smnav a:link {
     color: #123456;
     font-size: 11px;
     font-family: Verdana, Arial;
     background-color: transparent;
     text-decoration: none;
     }
.smnav a:visited {
     color: #cccbbb;
     font-size: 11px;
     font-family: Verdana, Arial;
     background-color: transparent;
     text-decoration: none;
     }
.smnav a:hover {
     color: #eeeeee;
     font-size: 11px;
     font-family: Verdana, Arial;
     background-color: transparent;
     text-decoration: none;
     }
.smnav a:active {
     color: #345678;
     font-size: 11px;
     font-family: Verdana, Arial;
     background-color: transparent;
     text-decoration: none;
     }
.smhead {
     color: #404040;
     font-size: 11px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smhead a:link {
     color: #5574B3;
     font-size: 11px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smhead a:visited {
     color: #030303;
     font-size: 11px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smhead a:hover {
     color: #468CEA;
     font-size: 11px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smhead a:active {
     color: #113E7B;
     font-size: 11px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smcopy {
     color: #404040;
     font-size: 11px;
     font-family: Verdana, Arial;
     background-color: transparent;
     text-decoration: none;
     }
.smcopy a:link {
     color: #BD9D47;
     font-size: 11px;
     font-family: Verdana, Arial;
     background-color: transparent;
     text-decoration: none;
     }
.smcopy a:visited {
     color: #7A7B8E;
     font-size: 11px;
     font-family: Verdana, Arial;
     background-color: transparent;
     text-decoration: none;
     }
.smcopy a:hover {
     color: #345678;
     font-size: 11px;
     font-family: Verdana, Arial;
     background-color: transparent;
     text-decoration: none;
     }
.smcopy a:active {
     color: #404040;
     font-size: 11px;
     font-family: Verdana, Arial;
     background-color: transparent;
     text-decoration: none;
     }
.smtext {
     color: #000000;
     font-size: 10px;
     font-family: Verdana, Arial;
     background-color: transparent;
     text-decoration: none;
     }
.smtext a:link {
     color: #008080;
     font-size: 10px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smtext a:visited {
     color: #990000;
     font-size: 10px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smtext a:hover {
     color: #5F7FC1;
     font-size: 10px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.smtext a:active {
     color: #404040;
     font-size: 10px;
     font-family: Verdana, Arial;
     font-weight: bold;
     background-color: transparent;
     text-decoration: none;
     }
.title {  font-family: Verdana, Arial; font-size: 15px; color: #3C72AA; font-weight: bold}
.event {  font-family: Verdana, Arial; font-size: 15px; color: #658E62; font-weight: bold}
.header {  font-family: Verdana, Arial; font-size: 15px; color: #7D7692; font-weight: bold}
.member {  font-family: Verdana, Arial; font-size: 15px; color: #8D75A7; font-weight: bold}
.subhead {  font-family: Verdana, Arial; font-size: 11px; color: #F3F5F7; font-weight: bold}

dt { font-weight: bold }
dd { margin: 0.5em 0 1.5em 1em }

#faq li { margin:0;  list-style-type:none; }